I'm Tim Moffitt, owner and credit expert. I am an ex-banker with 20+ years in the financial industry. I use my lending experience and knowledge in credit to help you to improve your credit scores in order to achieve your dreams! Don't let less than perfect credit hold you back! I'm here to help!  In addition to individuals my business also helps business owners build their credit as well.  We help you to get loans and lines of credit and accept credit cards as payments. All Things Credit!